Season 1 · episodes 1 to 13
Where does money come from?
Money comes from work, needs and wants, honesty and creating value.
EarnDF Kids & Teens · ages 6 to 10
Mozambican stories that teach children to look after money.
Every Sunday a new story arrives from Cashew Tree Street. Children read, play and practise at home what they learnt from Zito, Neyma, Tina and Kuzi, a very wise pangolin.
EarnSaveGrowProtect
Works on phones, tablets and computers. Once opened, it works without the internet.
How it works
A week on Cashew Tree Street
Each episode lasts a week and closes the loop between the story, the conversation and practice.
SundayRead the story
A new episode opens at 16:00. The child reads it alone or listens to it read aloud, discovers the new words and wins the card with Kuzi's Saying.
During the weekPlay and talk
A two-minute game puts the lesson into practice. The question of the week gives the family something to talk about at the table or on the chapa (minibus).
At homePractise with the tins
The challenge of the week and the Spend, Save, Share and Granary tins take the lesson into the child's real money.
52 stories · a whole year
Four seasons, four pillars
The common thread is the dream of 8-year-old Zito: to buy a leather football with his own money.
Season 2 · episodes 14 to 26
Saving and choosing
Writing down spending, learning to wait, comparing prices, buying on credit, the xitique and sharing.
Save
Season 3 · episodes 27 to 39
Seeds that grow
Putting money to work, small businesses, diversifying and keeping a reserve.
Grow
Season 4 · episodes 40 to 52
Protecting what is ours
Scams and secret codes, lending, emergencies, betting and helping others.
ProtectSee the app
On phone and computer, by day and by night
The app adapts to the screen and has a light mode and a dark mode. Choose what you want to see.
What the app does
Much more than stories
52 illustrated stories
One a week, with new words explained, a question for the family and a challenge for home.
Read aloud
For children still learning to read, with three text sizes.
The child's tins
Spend, save, share and granary, with a savings goal and a record of what comes in and goes out.
52 short games
Sums in meticais, questions and sorting games, with up to three stars.
You decide
Four stories with choices and 19 endings. In class, the pupils vote on each decision.
Neighbourhood map
Eleven places that appear as the child reads.
Make up your own Saying
The child creates a wise saying about money and can enter the monthly contest.
One profile per child
Brothers and sisters on the same phone, each with their own stories, tins and cards.
Portuguese or English
Switch language with one tap, plus light and dark mode, automatic or chosen by hand.
The friends on Cashew Tree Street
Characters children recognise
The Langa family lives in the Cashew Tree neighbourhood, in Maputo. The grandparents live in Manhiça, where Kuzi lives among the roots of the Old Cashew Tree.
Zito8, the dreamer
Neyma10, the one who does the sums
Tina6, the «why?» girl
Kuzithe talking pangolin
Mamã Rosathe seamstress
Papá Armandothe electrician
Grandma Celestethe grandma from Manhiça
Grandpa Jaimethe keeper of the seeds
Dércio8, the seller
Amina10, the bracelet maker
Kelvin9, the one with the trainers
Belito9, the goalkeeperFor parents and carers
Made for children, designed with parents in mind
- No accounts or personal data. Progress is saved on the device only. You can make a backup and take it to another phone.
- No advertising. No brand, product or service appears inside the stories or games.
- Protected parents' area. The note for each story, pocket money and settings sit behind a question for adults.
- Difficult topics handled with care. Debt, scams and betting appear without fear or violence, always with a positive way out.
- Mozambican. The metical as the currency and places children know: the market, the chapa (minibus), the machamba (family farm plot) and the xitique (savings circle). Available in Portuguese and English.
For schools, tutoring and organisations
A year of financial education, ready to use in class
- Teacher mode with 52 lesson plans of 45 minutes
- Projection mode with large text and class voting
- Class record and certificates with each pupil's name
- Teacher's Guide, activity booklets and season books to print (in Portuguese for now)
- Packages for schools, tutoring centres, NGOs and sponsors
Talk to DinheiroFala
+258 87 128 7777WhatsAppedgar@dinheirofala.com
To print
Activities and Kuzi cards
One booklet per season, with an activity sheet for each episode, the end-of-season certificate and the Kuzi cards to collect. You can print and photocopy them for home and school. For now, the booklets are in Portuguese.
Install
It sits on your home screen, like an app
No app store needed. Open the app in your browser and install it in three taps.
Android
Open the app in Chrome and tap «Install app» or, in the three-dot menu, «Add to Home screen».
iPhone and iPad
Open the app in Safari, tap the «Share» button and choose «Add to Home Screen».
Computer
In Chrome or Edge, click the install icon that appears in the address bar.
Frequently asked questions
What parents usually ask
What ages is the app for?
For children aged 6 to 10. Younger ones read with an adult or use the read-aloud feature; older ones read on their own and do the sums in the games.
Do I need the internet?
Only the first time. Once opened and installed, the app keeps the stories and illustrations on the device and works offline.
When does a new story arrive?
Every Sunday at 16:00 the next episode opens. In the parents' area you can unlock all the stories, for example to review a season.
Where is my child's data kept?
Only on the device where the app is used. The app doesn't ask for accounts, emails or personal data. To change phone, use the backup in the parents' area.
Can I use it with several children?
Yes. Each child has their own profile, with their own stories, tins, games and cards.
Is it available in Portuguese and English?
Yes. The whole app (stories, games, «You decide» and teacher mode) can be switched between Portuguese and English with the PT/EN button at the top. Progress is kept when you switch.
Can I use it at school?
Yes. Teacher mode opens all the stories and has lesson plans, projection, a class record and certificates. Get in touch to find out about our school packages.
Kuzi is waiting for your children
«Before you spend a coin, give it three homes.»